Compliance & Regulation Spotlight
Two recall campaigns belong on the VIN check
Active recall notices, not proposed rules. GM campaign 26V717000 lists 67,380 potentially affected vehicles across certain Cadillac LYRIQ, CELESTIQ and VISTIQ models and Chevrolet Blazer EVs. Brake-control software may cause loss of braking under certain conditions; the remedy is a free over-the-air or dealer update, with owner letters expected Dec. 14. Hyundai campaign 26V728000 lists 37,901 potentially affected vehicles, certain 2019–2022 Veloster N and 2019–2023 Kona Electric models. Software may deactivate airbags and seatbelt pretensioners; dealers will update it free, with letters expected Jan. 1, 2027. Check by VIN; the mailing dates are not a reason to postpone checking inventory. These are manufacturer safety remedies, not a reason to sell a service contract. NHTSA: GM · NHTSA: Hyundai.
The other stories from Saturday, November 7, 2026.
1. The loan-interest deduction needs a careful explanation
The car-loan interest deduction needs a careful explanation. Eligibility rules and financed amounts matter; it is not a $10,000 tax credit.
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2. Customer consent belongs in the delivery checklist
GM’s driver-data settlement puts customer consent and dealership enrollment controls back on the delivery checklist.
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3. Group 1’s F&I decline is bigger in total than per deal
Group 1’s total F&I revenue fell more than income per deal. The U.S.-only figure and consolidated figure cover different scopes.
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4. October slowed overall; Honda’s result was stronger
October’s sales pace slowed even as Honda posted a stronger result. Inventory and financing plans may need to differ by brand.
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5. Product income carries most of JM&A’s F&I mix
Products supplied most F&I income per deal in JM&A’s sample. The participating dealers are not a national census.
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6. CarMax plans to grow lending and protection income together
CarMax paired Tier 2 lending and protection plans in its growth strategy. The targets are not results already delivered.
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7. Arch’s PDS agreement puts provider ownership on the watch list
Arch’s agreement to buy PDS puts provider ownership on the watch list. It does not show that current coverage or terms have changed.
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Tax rule: keep the dates and financed amounts separate
Keep the tax rule’s effective date separate from the deduction’s tax years, and separate eligible financed amounts from other debt.
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Data settlement: don’t accept permissions for the customer
The GM settlement is not a new industry-wide regulation. Customer enrollment permissions should remain with the customer.
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