The Weekly Retread
Issue calendar

The Weekly Retread - November 7, 2026

Saturday, November 7, 2026

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Issue calendar

Highlighted dates have an issue. Grey dates do not. Use the arrows to change months.

In this issue

Each item is a short take. Open a story for the full summary, sources and any chart.

This week’s priorities: get the tax conversation right, keep consent in the customer’s hands, and separate fewer deals from less income per deal. Here are the seven stories worth carrying forward.

The week’s priorities

1. The loan-interest deduction needs a careful explanation

The car-loan interest deduction needs a careful explanation. Eligibility rules and financed amounts matter; it is not a $10,000 tax credit.

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2. Customer consent belongs in the delivery checklist

GM’s driver-data settlement puts customer consent and dealership enrollment controls back on the delivery checklist.

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3. Group 1’s F&I decline is bigger in total than per deal

Group 1’s total F&I revenue fell more than income per deal. The U.S.-only figure and consolidated figure cover different scopes.

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4. October slowed overall; Honda’s result was stronger

October’s sales pace slowed even as Honda posted a stronger result. Inventory and financing plans may need to differ by brand.

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5. Product income carries most of JM&A’s F&I mix

Products supplied most F&I income per deal in JM&A’s sample. The participating dealers are not a national census.

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6. CarMax plans to grow lending and protection income together

CarMax paired Tier 2 lending and protection plans in its growth strategy. The targets are not results already delivered.

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7. Arch’s PDS agreement puts provider ownership on the watch list

Arch’s agreement to buy PDS puts provider ownership on the watch list. It does not show that current coverage or terms have changed.

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Compliance & Regulation Spotlight

Tax rule: keep the dates and financed amounts separate

Keep the tax rule’s effective date separate from the deduction’s tax years, and separate eligible financed amounts from other debt.

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Data settlement: don’t accept permissions for the customer

The GM settlement is not a new industry-wide regulation. Customer enrollment permissions should remain with the customer.

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Two recall campaigns belong on the VIN check

GM brake software and Hyundai airbag software recalls belong on inventory VIN checks. Safety remedies are not a reason to sell a service contract.

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Ranked recap of the week of Nov. 2–6, 2026. Sources rechecked Nov. 10, 2026 CT. The sales chart includes the BEA update released Nov. 6. This is not a new Nov. 10 news edition.